Finding The Best Credit Card

Picking a credit card can be hard work when your mailbox is flooded with pre-approved offers. How do you compare credit cards to find the best deal? With only so much room in your wallet, you have to decide on a limited number of offers. Luckily, your search for the appropriate card doesn’t have to … Continue reading Finding The Best Credit Card

How Credit Scores Work

Credit scores can be confusing, but taking a few minutes to understand what it is and how it is calculated can keep your mind at ease. What goes into a credit score exactly? How do credit scores work? For many people, credit scores are a mystery – something used by banks and financial institutions to … Continue reading How Credit Scores Work

3 Simple Tools To Track Your Finances

Use these simple tools to get your finances in order. There are many ways to manage your money – everybody has their own method, but not everyone discusses their finances openly. Avoiding thinking about your finances is the surest way to manage your money badly. To keep your finances in check, you’ve got to find … Continue reading 3 Simple Tools To Track Your Finances

Best Options For Filing Taxes

In a world that is largely digital, filing taxes can still be a time-consuming burden. How do you know you’re getting the best deductions and the biggest tax refund? Fortunately, with some quick questions, you can pick the choice that works best for you at the lowest possible cost. Considerations For Choosing Your Tax Preparation … Continue reading Best Options For Filing Taxes

My Employer Doesn’t Offer a 401K – Should I Open an IRA?

Retirement may seem far away, but chances are it crosses your mind from time to time. Regardless of whether you have a retirement account or not, you may question the strategy you are taking. Many people wonder if their timing is right. While there is no “correct” answer that can apply to everyone for every … Continue reading My Employer Doesn’t Offer a 401K – Should I Open an IRA?

How Much Should I Contribute To My Matching 401K?

A common question that comes up is whether making a higher 401K contribution is worthwhile. Many people wonder, “should I increase my contribution, or keep more money free for the present?”.  Allocating your paychecks toward your different liabilities and investments does vary per person, but there are some straightforward rules-of-thumb that can apply universally. If … Continue reading How Much Should I Contribute To My Matching 401K?